A closer look at familiar products.
One-tap payments, revolving credit and purchase rewards make financial services feel effortless. This book examines the incentives behind those experiences and the point at which convenience can begin to shape a person’s choices.
Technology seen from the customer’s side.
The scope runs from the history of financial trust to platforms, digital debt, gambling, fraud and algorithmic control. For an international product reader, the relevant question is the relationship between a commercial mechanism and its human consequences.
The book is intended for curious readers as well as professionals who design financial products. This announcement introduces the Russian edition; an English-language edition is not being offered.
Two electronic volumes.
Volume I covers chapters 1–20: financial trust, payments, platforms, regulation and microcredit. Volume II covers chapters 21–33 and the conclusion: card debt, sales incentives, gambling, fraud and the future of fintech. The book is for readers aged 18 and over.
Read before ordering.
A 30-page Russian-language sample is available on the website. Readers can request the full book or an individual volume, confirm the order, pay and receive the electronic archive. The catalogue and reading pages are in Russian.
Black Fintech.
Black Fintech explores how financial products influence human choices, trust and responsibility.
Complete English edition, PDF + EPUB. Read the first 30 pages free, with no sign-up.