White Fintech: the craft of building a lending business.

Connecting the disciplines of lending.

A lending business is often described through separate functions: finance, credit risk, product, engineering and operations. This book brings those perspectives together so that a decision in one area can be assessed through its effects on the whole business.

From loan economics to delivery.

The scope includes funding, financial modelling, scoring, fraud controls, limits, pricing, data and the technology platform. It also covers acquisition, collections, teams and scaling, with a dedicated section on payments.

For founders and product leaders working across markets, the framing is operational: how do the parts of a financial business fit together? The book is offered in Russian, and local market assumptions still need to be assessed for the business in question.

Three electronic volumes.

Volume I, Economics and Risk, covers chapters 1–19. Volume II, Product, Technology and Operations, covers chapters 20–36. Volume III, Payments and Analyses, covers chapters 37–46. Readers can order the full edition or select an individual volume.

Explore the Russian edition.

The website includes a 30-page Russian-language sample. Ordering is handled directly: submit a request, confirm the contents, pay and receive an electronic archive. The catalogue and sample reader are in Russian; no English edition is offered here.